We have been in the invoice factoring business since 1979, are privately held, and have a powerful track record of being FINANCIALLY STRONG. We have survived many of the economy's downturns and in doing so, can help you get through any bad times you might encounter. We won't collapse when the times get bad, as some invoice factoring companies regretfully have before.

Every factoring company has criteria for size, industry, and risk. It's pretty tough for you to determine which invoice factoring firm is a second to none fit for you. By reaching out to us, we'll get to know your situation very quickly and help you locate the right match for your business - it might be us or another invoice factoring company.

We have a huge network of invoice factoring industry counterparts, these cooperative connections were built over 20+ years in the business. So, when you take the time to lay out your needs to us, we have all the confidence in the world that you will find exactly what you need..

Most invoice factoring firms let you select and choose your customers that you would like to factor. However a few of them normally have a minimum amount prior to doing business with you. We let you select and choose which customers you want to factor on an invoice by invoice basis with no minimum.

Our invoice factoring agreement is a bit like having a credit card in your pocket. You have it to use when you require it but don’t sign an agreement that will make you use invoice factoring when you don't require it.

Most invoice factoring firms fees are contorted. You better take out your magnifying glass to read the fine print. We will not treat you this way.  We are unconditionally upfront about our fees. When you apply, you are given a straightforward, no obligation rate proposal with the fee for your company. See which other factoring company, If any, will be that will be unconditionally upfront with their fees before they try and get your business.

An "advance" rate is the percent of the invoice face value that you’ll receive upfront. Factoring industry averages for advance rates range from 70-90% of the face value of the invoice. For example, if your customer owes you $1,000, you will get an advance payment of $700 to $900 to your account. Our current advance rates are higher than average - at 85-97% depending on industry and your customer payment track record.

A few accounts receivable factoring companies are financed by Wall Sreet venture capitalists. We are an independently owned company and don't take commands from investors and boards. Much like you, we are like-minded business people and we can truly appreciate what it takes to run a business. We take the time to hear your story, go over your struggles. Based on that information we will put together a personalized solution for you. Most accounts receivable factoring companies notably the Silicon Valley Fintech ones almost exclusively put their faith on an algorithm to determine your company's funding program. Do you want to count on an algorithm as a cash flow partner to fund your business?

Most invoice factoring firms have either a lot of employee turnover, a complex voice mail system that you get lost in or operate call centers where you talk with a new representative every time you call in. We operate differently, you get your own dedicated account administrator to be your point of contact – who knows your business intimately, and can support you in ways the others just can't or won't.

Don't forget the fact that the invoice factoring firm will be interacting with your customers on your behalf. Our level of service, stability and longevity, and the caliber of our employees is matchless. We have been in business since 1979 and have veteran staff who who have experienced it all. Choose us not only for your sake but for the sake of your relationship with your customer too. Not only will you benefit from our unrivaled service and real-world know-how, but so will your customers.

Together, we establish a credit risk tolerance guideline to limit your customer write-offs. In addition, we follow each invoice and follow them as your own credit and collections department would. Once they hit the due date we place friendly reminder calls and/or emails on your behalf and keep notes as to when it is scheduled to be paid, and send copies if required until payment is made.

Our business credit monitoring systems allow us to jump on developing negative trends so that we can protect you from dicey transactions. You have 24/7 access to online aging reports and your dedicated account administrator is always in the loop and given advance notice of any collection issues so to nip them in the bud immediately.

You get 24/7 direct online access to your customer’s business credit reports, or you can call and speak with your account administrator – your choice. Stay ahead of negative payment trends. This is crucial to avoid preventable write-offs.

We make sure to adopt state-of-the-art technology to accelerate the funding process, such as electronic submission of invoices, online reports, online credit checking and other emerging methods to streamline the process and reduce overhead, which leads to much lower rates for you. Most other companies are not even in the ballpark.